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HOME > CLIENT SEGMENTS > Community Banking

Identify Opportunities, Drive Performance and Manage Risk

With margin pressures, continued regulatory burdens, and evolving customer preferences, it is crucial that you have access to the data and tools your bank needs to outperform your competition. We provide essential intelligence to more than 2,000 depository institutions, helping them navigate the challenges of today’s community banking industry.

Benefit from the same advantages enjoyed by the biggest financial institutions

You may think that S&P Global Market Intelligence only serves larger financial institutions, but we play an equally vital role providing essential solutions to community banks. With profiles on more than 50,000 U.S. financial institutions, our online platform gives you instant access to timely and fully customizable data and tools that can help you understand your current performance and optimize your future strategy. We understand that the challenges of today’s banking industry require faster, smarter decisions, and we’re always thinking of ways to keep you more informed, developing tools to save you time – time which you can better invest into growing your business.

Map Growth Opportunities

Benchmark Performance

Price Competitively

Manage Risk

Create Value From Data

Map Growth Opportunities

Whether you’re looking to expand or consolidate, our insightful market data equips you to identify opportunities, set goals and plan campaigns to achieve the results you need. Create instant maps of branch networks layered with customer and demographic data to visualize your strategies. Target customers and prospects based on revenue potential. Spotlight lending opportunities with robust commercial loan data, alongside prospect contact information. Evaluate interest rate movements. Identify opportunities with Nielsen Financial Clout® data to evaluate the demand for over 100 financial products by geographic market.

Benchmark Performance

Quickly compare yourself against your bank and credit union peers, on key metrics like overhead, margins, capitalization and profitability. Choose from hundreds of predefined regional, state, UBPR-like or asset-sized peer groups, or simply create your own customized peer groups. Utilize or quickly adapt our default peer reports, or build your own charts and export presentation-ready graphics to PDF or Excel®. Our data is fully customizable, so you can focus on fine-tuning your balance sheet and improving your performance.

Price Competitively

You shouldn’t have to sacrifice profitability due to lack of data or discipline. We provide the detailed pricing data you need to make confident pricing decisions, so you can win new business, meet corporate goals and satisfy shareholder expectations. With unlimited access to rate data on mortgages, consumer loans, deposits and credit cards for banks with more than $100 million in assets - including more than 100,000 branch locations -- we provide the vital intelligence you need to develop strategies to build deposits, increase loan market share and expand your margins.

Manage Risk

Add valuable perspective to your risk management efforts, with data and tools to help you quickly build risk models. Track metrics critical to your bank’s success, such as credit quality, credit concentration exposure, liquidity and reputation risk, and capital requirements including Basel III Capital. Generate real-time reports to monitor the health of your loan portfolio and evaluate capital levels.

Create Value From Data

Reduce report preparation, monitor enterprise risk and efficiently manage personnel and branches with one platform that seamlessly integrates data from your internal systems with our data warehouse. Leverage insights from your data to make informed decisions with conviction.

Evaluate your market with confidence

M&A valuations

When it comes to buying or selling a bank (or its branches), it’s difficult to cost-effectively evaluate the market to ensure that the price is right. Our Merger Model allows you to analyze and screen prospective deals and different scenarios. Run up to 50 scenarios side by side, and create pro-forma financial statements to assess opportunities. Equipped with financials from our bank and thrift database, and complete branch data (maps, HHI analysis), you can quickly calculate deal values based on your assumptions.
Essential Solutions for Community Banking
Gain a new perspective with customizable analytical reporting
We understand you need flexibility, and so we’ve created a range of banking-specific models to view and manipulate our data in Excel®. This means you can compare our data with yours, download and integrate it into your models and apply it to your own thinking. Using our Excel add-in, these spreadsheets refresh with a single click when we update our database, which means you don’t have to search multiple sources for the data or waste time with data entry.

Worried about how you’re performing? Get some perspective and act with confidence.

Evaluate Your Strategy

Manage Regulatory And Shareholder Demands

Streamline Reporting

Evaluate Your Strategy

Quickly project how changes in operational strategy can impact the value of your institution, and monitor your performance against your defined goals. Gain valuable perspective on your financial health, and utilize our data and models to confidently drive shareholder value. Estimate your bank’s value and cost-effectively evaluate and plan mergers, acquisitions and divestitures.

Manage Regulatory And Shareholder Demands

Our tools have become a vital part of our clients’ preparation for regulatory examinations and an essential aid in meeting the challenges of greater scrutiny and capital requirements including Basel III. From loan portfolio analysis to stress-testing, we help you identify key risks, regulatory issues and potential problems compared to your peers. Public banks can stay one step ahead of regulatory requirements and engage with investors with our solutions for investor relations.

Streamline Reporting

Prepare board and investor presentations in substantially less time, and demonstrate a compliant, and profitable operation. Benefit from a range of interactive tools and templates (e.g. CAMELS indicators and Canary Reports) designed to demonstrate proper risk management controls.

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See our tools in action

Learn how our essential solutions can help you work smarter and gain an edge on the competition.