Produced by the Knowledge Center, expert training from S&P Global Market Intelligence
Session One – Introduction to Bank Financial Accounting and Reporting
Session Two – European Bank Credit Analysis
Choose the session(s) that fit your needs:
We divide this three-day course into two sessions: an introductory day-length programme, followed by a more intensive two day programme for industry practitioners who already have a firm grasp of the basics of bank analysis.
The one-day session, Introduction to Bank Financial Accounting and Reporting, is intended for those with little or no knowledge of financial institution financial statements. You will examine the income statement and balance sheet in detail and see how the profile of the statements differs, depending on the type of financial institution. You will also work through the requirements and typical contents of a bank’s annual report. This session is scheduled just prior to the two day course.
The two-day session, European Bank Credit Analysis, provides delegates with the necessary analytical tools to undertake effective analysis of banks. The programme assumes a basic knowledge of the structure of banks’ financial statements and of the key ratios used in the analysis process. We recommend that participants without this knowledge, or those who feel they require a refresher, first attend Session One: Introduction to Bank Financial Accounting & Reporting.
Delivery is characterised by numerous practical exercises, examples and real life case studies. Participants can expect a high degree of participation and interaction.
- Demonstrate familiarity with a bank’s financial statements and key ratios
- Understand key accounting standards and how a bank’s ratios are impacted by management estimates in applying these standards
- Evaluate the risks a bank faces from the points of view of investors, creditors, counterparties and regulators
- Analyse banks from the “top-down”, identifying potential macro/industry factors that impact performance
- Apply frameworks to perform a “bottom-up” analysis of individual banks’ unique strengths and weaknesses
- Undertake effective analysis of a bank's financial health, stability, and general credit worthiness as a borrower or counterparty
Session One, Introduction to Bank Financial Accounting and Reporting, assumes little or no knowledge of the financial statements of banks or other financial institutions.
Session Two, European Bank Credit Analysis, presumes familiarity with accounting and finance concepts, as well as a working knowledge of banking business models and bank financial statements.